Tuesday, January 12, 2010

Child Support and Bankrupcy

Sometimes, things don't go as you expected, and you find yourself consideringf the option of bankrupcy filing. It could be a failed business, a sudden medical bill, unepmployment, divorce, etc.

The main idea behind bankrupcy proceedings is to make it possible for those who got into financial trouble a second chance, and start fresh new life. If a person has no realistic chance to repay his debts, usaully he has to sell all of his assets, pay a realistic amount every month, and he gets some of his debts erased. The whole process is supervised by judges, that make sure a good balance is found between the interests of those who own the debt, and the interests of the debtor.

However, in most countries, child support debts can nev er be erased - even through a bankrupcy process. This leaves many fathers who got into financial trouble without the chance to ev er have normal financial life again. This kind of restriction on the ability to erase child support debts has been heavily promoted by feminist lobbies through the western world. Even in cases where it's clear that the father has no realistic chance to ever repay his child support debts, the child support debt will stay there forever, and will even keep growing over time as a result of the high interest charged.

Child Support debts should be no different than any other debt. If a father cannot repay his debts, then he cannot repay his debts. There is no reason to destroy his whole life because of this. This is even more true because child support debts could have been created not because of the father's fault. This is unlike other types of "regular" debts, that could be created due to over consumption, business failure, or lack of financial responsibility by the debtor. In the case of child support debts, the father's sole "crime" was the fact that he decided to bring a child to the world.
In many cases, the divorce wasn't even his fault. Sometimes, the child support order is too high, so the father cannot pay.

The ability to have child support debts erased in the case of bankrupcy is a right fathers should have. There is no reason to destroy a father's life, just because he is in financial trouble and cannot pay child support. Everybody deserves a second chance - fathers included.


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